*UPDATE TO BUYER RULES EFFIECTIVE 2024. PLEASE READ CAREFULLY. *

To comply with the orders of the Hardin Circuit Court, the Commissioner will sell the properties below on the dates listed at the hour of 2:00PM. in the following actions at the Hardin County Justice Center, 120 East Dixie Ave., Elizabethtown, Kentucky. Said property shall be sold to raise the amounts hereinafter set forth, together with interest and the costs of the action, and upon the following terms and conditions.

(a) At the time of sale, the successful bidder shall either pay cash or check, if paying in full, or make a deposit of 10% with the balance on a credit of thirty (30) days. In the event the successful bidder desires or elects to credit the balance, he or she will be required to produce one of the following:

1. 1. An irrevocable letter of credit (MUST HAVE THE ORIGINAL, NO COPIES) from lending institute at the time of the sale. Please note that a loan commitment will not be sufficient.
   2. Post bond and furnish an acceptable surety thereon. If a purchaser chooses to use a surety for the remaining balance of property purchased, THE SURETY MUST PROVIDE ONE OF THE FOLLOWING TO THE MASTER COMMISSIONER BY 2 PM THE MONDAY PRIOR TO THE SALE AND BE PRESENT AT THE TIME OF THE SALE (If a married individual intends to act as surety, their spouse must also sign.):
   3.  

                        (i) A COPY OF A DEED WHICH IS UNENCUMBERED AND A COPY OF THE STATEMENT OF VALUE FROM THE PROPERTY VALUATION ADMINISTRATOR (PVA OFFICE), TO WHICH THIS BOND WILL ATTACH.

                          (ii) A COPY OF THE CURRENT ACCOUNT STATEMENT. A SWORN FINANCIAL STATEMENT WHICH SHOWS A NET WORTH OF AT LEAST 2 1/2 TIMES THE SALE PRICE.

   3. AN IRREVOABLE LETTER OF CREDIT (MUST HAVE THE ORIGINAL, NO COPIES) FROM THE LENDING INSTITUTE TO THE SURETY.

The down payment, in addition to either an irrevocable letter of credit (MUST HAVE THE ORIGINAL, NO COPIES) or acceptable surety (see requirements above), must be produced at the time of the sale.  Said bond and/or irrevocable letter of credit shall be for the unpaid purchase price and bear interest at the rate of six percent (6%) per annum from the date of sale until paid. (Unless otherwise court ordered)

(b)   The purchaser shall be required to assume and pay all taxes or assessments upon the property for the current tax year and thereafter.  

(c)   All properties are sold subject to the judgment and order of sale in each case which should be reviewed carefully prior to purchase. The judgment and order of sale can be reviewed at the Hardin Circuit Clerk’s office, 120 E. Dixie, Elizabethtown, Ky.

(d)  The Master Commissioner does not obtain a title search or investigate for further liens on the properties listed below nor conduct or authorize a survey of the property.  **the purchaser is responsible for title searches and/or any additional liens not named in the judgment and order of sale and for the results of any good and accurate survey of the property.

(e)   The Master Commissioner does not have access to the properties listed below and therefore makes no representation or warranty of any kind as to the conditions of these properties.

(f)  Bidding is in increments of $500.00 up to $75,000.00 and $1,000.00 for over $75,000.00. If plaintiff faxed a one-time opening bid, a first-bid increment of $100.00 may be made.

(g)  If the property sells for less than 2/3 of the Master Commissioner’s appraisal amount, there is a 6 month right of redemption period.

(h) If purchasing as a Corporation, LLC, or Trusts please provide the Master Commissioner Office by the Monday prior to the sale date with the following:

1.) An updated certificate of good standing for the entity for which they are purchasing.

2.) Entity must provide its EIN Number

3.) Resolution- Proof that the person before you is authorized to bid on behalf of the entity.

a.) Identification: Current Drivers License and SSN

IMPORTANT NOTICE:  The information contained herein is subject to error, the Master Commissioner’s Office will not be held liable for any errors which might be on this website.  For more accurate information on these properties, please refer to the file on record in the Hardin Circuit Clerk’s Office located in the Hardin County Justice Center at 120 E. Dixie Ave., Elizabethtown, KY.